Open comparison infrastructure
RateMatch connects Open Data APIs to distribution partners via a single platform. We handle matching, consent, routing, and compliance so providers and partners can focus on their core business.
How RateMatch works
Four steps from user request to personalised offer
Partner Request
Partner sends user context (financial profile, intent) via API
Matching Engine
Eligibility analysis and intelligent routing to qualified providers
Open Data Fetch
Real-time product data retrieved from provider Open Data APIs
Matched Results
Personalised offers returned to partner for user presentation
Platform modules
Six core components that power open comparison infrastructure
Matching Engine
Core IP that routes users to eligible products based on real-time decisioning
API Gateway
Single integration point for all product verticals and markets
Consent & Compliance
Built-in consent management aligned with CDR and privacy frameworks
Data Ingestion
Connects to Open Banking/Open Data APIs to maintain current product information
Offer Routing
Intelligent distribution of qualified leads to provider systems
Intent Store
Tracks user journey and application lifecycle across the ecosystem
Built for scale
Infrastructure principles that power reliable comparison experiences
Real-time Processing
Sub-second API responses with fallback caching for resilience. Designed for high-concurrency partner traffic.
Privacy by Design
User data never stored without explicit consent. Encryption in transit and at rest. Full audit trails for compliance.
Multi-tenant Architecture
Isolated data planes for each partner. Configurable routing rules and branding. Single integration, infinite scale.
Ready to integrate?
Talk to our team about provider access, partnership opportunities, or technical integration.